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A Basic Guide To Negatively Geared Property

Here at 5 Star roofing we take a genuine interest in how to get started with acquiring a property. One of the things that comes up is what is a negatively geared property. Here we take a little look at exactly that.

If you are looking to invest in property, you may have come across the term negative gearing. It is important that you know what negative gearing is and how it will affect your property investment. This is not a strategy that all investors should look at which is why you need to know the basics.

What Is Negative Gearing?

Negative gearing will occur when an investment property has a net rental income of less than the interest charged on the borrowed funds used to purchase the property. Negatively geared property will have a net rental loss. This means that the rental income you have at the end of the year will not be enough to cover all of the expenses you incur purchasing and maintaining the property.

When looking at this, you might think that there is no benefit to negative gearing. However, the primary benefit of this is the fact that you can offset this loss against the income you make from other sources. This will result in you having less income to declare at the end of the tax year which means you pay less tax. You will also still be able to make a long-term profit on your rental property investment should the value of the property increase.

The Benefits Of Negative Gearing

There are a few benefits of negative geared property that you need to know about. The reduction in your taxable income will be the primary benefit as you will not have to pay as much tax. You will also still have your long-term investment gains. Negative gearing is considered a sound strategy for many investors who carefully choose their investment properties.

The Drawbacks Of Negative Gearing

While there are many benefits to negative gearing, you also need to be aware of the drawbacks. The risk involved in borrowing funds for an investment should be considered as the rising interest rates could cause problems. Negative gearing is also not good for the economy as it encourages people to borrow more money than they can afford and will push up the prices of property.

The property market will also be affected by large-scale negative gearing by investors. The price of existing houses will increase and little will be done to generate a new housing supply. Negative gearing will also favor people with a large income as they will benefit the most from the reduced taxable income. First-time buyers and low-income earners will not benefit from this and will often have a hard time getting into the market when negative gearing is rampant

Thank you to the team at Property Investment Newcastle for the article

Things To Look For In The Roof When Choosing A Property

Are you looking at buying an existing home?

If you are there are a lot of things that you need to keep in mind before you purchase. One of those things is the condition and type of roof that the property has. There are a wide range of building materials available for roofing it this will greatly affect the lifespan and maintenance schedule for the roof itself.

Mold and rust

Check the roof to see if there is a buildup of mold. Mold can be bad for numerous reasons, with one of those being a bad smell. Also, it is a sign that there is possibly a leak somewhere inside the roof. Aside from that, mold can make a roof look unattractive and potentially shorten the lifespan of the roof itself. Fortunately, it is possible to work with a professional to get rid of the mold from your roof and to make any necessary repairs. If the roof is made of metal you will also want to be aware of any spots where there is rust.

Potential leaks

If a roof is at risk of leakage it can cause a host of problems that are often very expensive to fix. For this reason, you want to make sure the roof of the home you’re potentially buying doesn’t have leaks or potential weak points that can lead to leaks. A good way to check for previous leaks is to look for wet spots on the interior of the property such as the ceiling and walls.

Structure

Depending on the type of material that the roof is made of it will require s strong structure underneath to take the weight. This is particularly important for such materials as tiles and slate. Make sure you get a building report on the condition of the underlying is sound and does not have any rust, wood root or termite damage.

The best thing that you can do to make sure that the roof is in good order is to organise a professional roof inspection. Roof Restoration South Adelaide are specialists at this and will provide you with a written quote for any work required as well as a full condition report on the roof itself. This can potentially give you a lot of bargaining power in the negotiation of the property if there are issues with the roof.

Finding the Perfect Shower

The shower is an essential part to any modern home. There are lots of homeowners that are starting to find a shower that offers a spa-like experience that could be enjoyed rather than just the old fashioned shower that was simple and just did the job of getting you clean. Here we look at some of the new features that are available in the modern shower and how to pick the best one for you.

Before you decide to dive into any sort of remodelling or bathroom build project, it is best to do some research, either online or at your local bathroom showroom so that you are aware of all of the possible options that may be available to you. Some of these include:

Mixer – A mixer shower will make use of both a cold and boiling water supply. They work by mixing water within the unit and is sent at the mixed temperature to the showerhead. This sort of a shower is a great selection for a home which has a large warm water cylinder or combination boiler since they will depend upon warm water that is readily accessible. This type of handle also has a sleek modern feel that suits newer style bathroom designs.

Electric – By having an electric shower, the liquid is heated at will and originates from the cold-water supply. The liquid passes by way of a heating aspect in the shower unit. These are typically a bit bulkier than a mixer shower and you will definitely need an electric powered supply that is a high capacity in order to run through the fuse box to your dedicated unit. This can actually save electricity over having a large boiler unit that constantly keeps the water hot.

Digital. An electronic digital shower us controlled using a panel that is established in just a close radius of the shower. The panel communicates information towards the power unit to alter the liquid temperature and flow. This alternative can come as a mixer or electric variation and you could even operate them employing a handheld control.

Thermostatic – This approach is manufactured to stop scalding or freezing risk whenever someone turns on another tap in the house or flushes the toilet. You merely set the temperature plus your mixer will automatically put out your right amounts of cold and boiling water as required.

If you are carrying out a brand new home build and you are looking for a shower oasis, walk-in shower, or possibly a combination bathtub and shower, there are numerous options. Taking the time to learn which shower suits your needs best will enable you to possess the ultimate setup at your residence for amazing showers with every use.

For help with your shower features visit Plumbers Geelong.

The Latest Advancements In Roof Technology

Today, technological advancements can be seen in each and every aspect of human existence; from smart devices, to self driven cars and so much more. Roofs and roofing materials have also been experiencing their very own technological improvements over the last years, and more so, over the last few decades. There are now major differences between the hi-tech roofs of today, and those of decades past.

The roof is no longer seen as a simple part of a structure used to provide cover and protection against the elements. Today’s roofs play a vital role in maintaining efficient energy consumption and boosting safety levels within structures while also saving costs.

Read on to find out more about the latest advances in roof technology that property developers and owners are now reaping from.

Enhanced Safety Levels

Today’s roofs are designed to ensure utmost safety of the contents and occupants of different housing structures. Roofs coated with fire resistant materials can stand up to the damaging effects of fire; and as such won’t collapse as easily during a fire and damage or harm anything or anyone trapped in the structure during such an episode. Fire resistant roofs are also known to help weaken fires and with it halt its spread.

Water resistant roofs on the other hand reduce/eliminate the chances of roof leaks and with it the likelihood of mold growth and structural damage that may be caused by moisture.

Eco-Friendly

Over the past few years, there has been increased emphasis on going green and eco-friendly living for the sake of saving the planet. The roofing industry has not been left behind, and has worked towards the development of eco-friendly roofs. Roofs can now help regulate indoor temperatures by simply painting them accordingly; or where necessary using specific roofing materials. The paint and roofing materials help facilitate the absorption or reflection of heat as and when needed. Furthermore, some roofs even support the growth of vegetation for greener living and energy efficiency.

Durability

The durability of a structure’s roof directly affects its value and appeal. Today’s roofs are being made to last longer, by boosting their ability to stand up to the damaging effects, cracks and water damage, of the elements. Laminated shingles and metal shingles are among the most durable roofing materials; they can withstand decades of exposure to extreme weather conditions.

From the safety of fireproof and water proof coatings to the insulating properties of polyurethane foam, technological advancements can now be seen in every aspect of today’s roofs.

Article supplied by the fantastic team out at Roof Restoration Sutherland Shire.

Things To Look For In A Roof When Buying A Home

Before you go out and buy a new property, it’s best to do a bit of homework first.

This homework should include understanding how well the property has been kept and how the roof is doing and what sort of condition it is in. You may want to take a look at the state of the roof and then make a decision whether or not to buy.

1) Ventilation

The ventilation has a big role to play in how the roof sustains itself over the long haul. This means taking a look at the ventilation system and if it is running on full cylinders. To most people’s surprise, the roof does impact this system and it has to be sealed up or there will be leaks.

2) Natural State of the Roof

This is the most important tip as you want to take a look at whether there are missing tiles, leaks, or any other issues that might pop up from time to time. You want to analyze all of this information and make sure the state of the roof is up to scratch.

3) Leaks

This is a good tip to have in the back of your mind as too many people have to deal with leaks later on. You want to see if there are holes in the roof and whether these holes will let water in.

4) Drainage

How is the drainage system? Is it going to be able to handle inclement weather or it is going to cause issues once you make a purchase? Buyers have to be careful about this since it can end up becoming a major expense as soon as the purchase is made. Be smart and pay attention to how the drainage system works.

This assessment should include taking a look at the drainage pipes, gutters, and downpipes. It will help you understand the drainage system’s health and whether it’s good to go or not.

Having this information on hand will do wonders in making a sound decision. It is easy to get misled or assume the roof is going to be good as that doesn’t always have to be the case. You need a lot more out of the solution and that’s only possible when you’re paying attention to what you’re getting. Look into the roof that is on offer and then pick out the property that suits your needs.

If you don’t feel like you’re in a position where you can judge the state of the roof, using roof professionals such as Roof Restoration South Adelaide can ensure a proper assessment of the roof.

If the roof isn’t good enough then you shouldn’t be taking a look at it at all!

What you need to know about roof when buying a property

If you have recently purchased a home, and you are not sure about the type of roof that you have, there are ways of assessing its overall condition. There are many things that you need to know about maintaining or managing the roof that you have. If you purchased a new home, it will likely last for a couple decades, depending upon the material that is used. For example, corrugated roofs made of galvanized steel will last for decades. Conversely, if you have asphalt shingles, these typically last for decades as well, but they are much more easily damaged. Here are a few tips that new homeowners can use to properly take care of their roof.

Which Type Of Roofing Material Is The Best?

There are so many different roofing materials available. This could include slate, wood shakes, asphalt shingles, corrugated metal, and many other materials. The cost difference will depend upon how expensive it is to create each one. For example, if you are getting stone coated steel, or if you are going to use advanced solar tiles, these are all beneficial for completely different reasons. Solar tiles are going to produce a substantial amount of electricity for your home, but they can easily be broken or damaged. If you have clay or concrete tiles, these will likely last 50 years or more, and they will be much more expensive.

How To Care For The Type Of Roof That You Have

The type of roof that you have will prompt you to take care of it in different ways. If you have solar tiles, you need to make sure that the tiles are free from any type of debris, including leaves or branches. Not only can this blocked the production of electricity, but they could lead to damaging the tiles. If you have clay, concrete, or slate on your roof, there is literally nothing that you have to do to protect them. It is recommended that you have your gutters cleaned every year, and while they are out there, they can also remove any lingering debris.

Roof-Painting-Roof-Restoration-Penrith

If you are a new homeowner, you can use these tips to ensure that your particular roof is going to last as long as possible. It just depends on the material that is being used, and how old the roof actually is. If you have a leak, you can always contact a local roofer to evaluate the problem. They will know exactly how to resolve the issue. In most cases, a roof is simply going to last a long time, even if it is neglected, because almost all of these materials are designed to last for a couple decades or more.
A big thanks to the team at Roof Restoration Penrith on the help with this.

More gutter cleaning advice

Tips And Tricks For Homeowners – Cleaning Guttering

The largest investment that most people will make is their property. However that initial investment is only the beginning of what for many people will be a long term struggle to not only maintain the value of their investment – but also, if possible to increase that value in the hope that they will be able to realize a good return – and then upgrade.

Unfortunately there are some maintenance jobs that are involved in protecting that investment which are tedious and simply do not show on the outside of the property – but if neglected will have dire consequences for the value of the home.

One of these is cleaning the guttering. Failure to do this on a regular basis can affect the structural integrity of the property and cause water damage that can be incredibly costly in the medium term.

On the face of it cleaning guttering can seem like the simplest job in the world. Just climb a ladder and scoop the debris out. But there are some common sense approaches that not only make the job that much easier and more effective – but safer as well.

Firstly remember that cleaning gutters shouldn’t be an annual event – it should take place twice a year – in the Spring and in the Autumn (or Fall as the America’s call that season). And on’t wait until a big storm has hit and then retrospectively clean the gutters – wet debris is unpleasant to handle and a lot more difficult to remove.

Remember safety first. It may be tempting to scamper about the roof and not reposition a ladder. However, common sense would indicate that this is an incredibly dangerous approach.

Even if you practice ladder safety don’t make one of the mistakes that is responsible for a large number of injuries. Don’t overextend yourself. If you cannot reach a section of gutter without leaning away from the ladder then it’s time to move the ladder – and make sure that the surface under the ladder legs is firm and that the ladder is set firmly.

Wear a good pair of gloves a use a simple garden trowel to help remove the debris. It’ll make the process that much easier.

If you want to avoid the more unpleasant parts of the project then look into an investment in mesh guards which prevent the buildup of debris in the gutters. You’ll still have to clean off the surfaces but it can really make a difference when performing the gutter cleaning job.

This article is thanks to the guys at Roof Restoration Narre Warren

Why we use roof tiles

Roof tiles give homes a distinct appeal and elegance. This protective layer of your home also ensures proper drainage and most roof tiles are not just durable but they are generally non-combustible. Roof tiles are also reasonably inexpensive and it is easy to replace or replace small sections which can be very difficult with iron or tin roofs.

Roof tiles do however demand a very solid framework so that they are safe and secure. Roof tiles start at eaves level and rest over and against support beams or battens. The battens be sure that the tiles are certainly not in touch with the deck of your roof and provide the necessary gap for air flow, that will serve as some insulation for your roof. The following layer of roof tiles overlaps usually the one below and it is positioned above it so that rainwater can flow down easily to gutters. At the ridges of roofs, you can expect to require separate ridge tiles that can cover your roof tiles on either side of your ridge. Flashing is also required in which there are any protruding structures such as ventilators or chimneys. Flashing must guarantee that roof tiles are covered and water diverted over their surfaces.

Tiles comes in a number of shapes and configurations and can be made of clay, ceramic or concrete. Some tiles use cellulose which makes them lighter and stronger. You can find tiles of numerous colors and shapes and that provides plenty of architectural possibilities. A few of the clay or terracotta tiles might have glazed finishes which make the roof better equipped to resist moisture and dampness and also dirt. It is also possible to paint tiles which creates a wider range. Cement and concrete tiles are very durable and created from cement combined with pigment and sand and also other aggregates. They will never rot, curl rust or perhaps burn.

They are easy to maintain and also have a lot of strength. Roof tiles manufactured from clay or terracotta create a beautiful look and add a distinct character to your home. They also actually get tougher while they age and may survive the worst of weather conditions.

Gutter Maintenance – By Roof Restoration Brisbane

Roof Restoration - Gutter Maintenance

Gutter maintenance is essential and being a home (or potential home owner) you need to be aware that this is a maintenance task that you need to take care of at least once or twice a year.

If you are in an area that has a dense tree population, then you would be wise to carry out gutter maintenance more than twice a year. If you don’t have any trees around at all, you maybe able to reduce the frequency in which you have your gutters cleaned.

If you are lucky enough to have a system such as gutter guard installed then you can virtually eliminate gutter maintenance. Just have your local roofing company inspect your gutters’ health as well as your roof when they come out to do your regular roof inspection.

Keep an eye out on how well secured your gutters are. Sometimes issues with gutters is that they become loose or dislodged over time. Make sure they are secured tightly by checking retaining brackets and screws including the brackets on the downpipes.

However the biggest issue with gutters involves them filling up with debris. This poses two dangers. The first one is that the debris in the gutters will block or alter the designed path for the water runaway and most likely will result in water over flowing. Water over flowing will definitely not be good for your home – you may end up with serious flooding in periods of very heavy rain and water leaks inside your home.

Secondly, if you have debris build up in your gutters then this could pose a risk in the event of a bush fire. Rotten leaves and twigs are a great fuel for bush fires and having this fuel source actually on your home could result in disaster in a bushfire.

These two dangers make it well worth while the exercise of cleaning your gutters on a regular period.

If you have metal gutters (as opposed to aluminium gutters) then your gutters could be vulnerable to rust. When debris is allowed to sit in gutters for long periods of time, it will prevent the surface of the gutter from drying out. Metal sitting around wet for long periods of time will facilitate rust.

Now, your next decision will be to decide if you want to try and clean the gutters yourself, or employ the services of professionals to do them for you. If you are scared of heights, have a double storey home, not good on a ladder, or have a very high roof than I would suggest strongly that you get an expert roofing company (such as Roof Restoration Brisbane) to carry out the gutter cleaning for you.

If you are somewhat handy, and think you are capable of cleaning the gutters yourself, then absolutely make sure you are taking care of your personal safety first and foremost. Do not take any risks while on the roof or up a ladder. And absolutely do not attempt this task if it is raining.

A small scoop or shovel should help assist in cleaning the debris from your gutters. For some types of petrol leaf blowers, there are actually gutter attachments available which will allow you to blow out the gutters from the ground. It’s a very messy exercise but it’s the most safest (except for wayward spiders!).

If you are thinking about getting an expert roofing company to do the work for you, then think Roof Restoration Brisbane. They are expert roofers, great at cleaning gutters and service the Brisbane region.

Best Heating and Cooling Options for your Sunroom

Those who have ever owned a sunroom understands the issue of air conditioning it. Glass windows are simply bad insulators and that is why it can be hard to keep them temperate. There is a wide range of options based on your budget and obviously your climate.

Everything comes down to finding the right sort of equipment. Some people may wish to rely traditional air conditioning ducts to improve the range of their HVAC system. The problem with this is it typically is not very effective. You have to take a more specialized approach when wanting to heat and cool a sunroom due to the absence of thermal insulation. You will find modern cooling and heating options that are meant exclusively for one particular room. These solutions work significantly better because there specialized to that one room, in this case your sunroom. It is really not a system which is going through the entire house but rather one that is meant to handle the specific trouble area. There are numerous great things about using this approach. They have the very best recovery rate and this creates the most comfortable environment for any sunroom. Furthermore, it doesn’t waste time or money looking to use traditional extension techniques on a room that will not be heated or cooled by such methods.

As you can see, heating and cooling a sunroom take specialized information. The vast majority of conventional methods just do not work efficiently as a result of the nature and of the design of your sunroom. Glass windows make it hard to control the temperature. This typically means that more specialized heating and cooling equipment needs to be used. The first step is to call a professional A/C company, who has experience with heating and cooling of sunrooms. They will know the best techniques that work as well as the equipment that is best suited to your specific job.